Ouagadougou is the capitol of Burkina Faso. I learned that today. So many vowels!
I also tried to decipher my way through the US health care system and US health care reform for my Health Services course (for my MPH). Most interesting for you, my adoring blog fans (AKA my family and closest friends), is the 2010 Patient Protection and
Affordable Care Act (AKA PPACA AKA Health Reform Bill AKA Obamacare). So before I attempt to summarize the most interesting and jaw-dropping points, I want to share this simple flow chart depicting how the health care system will change because of this reform:
BAM! Now I don't know who to blame for this horrifying flowchart, but it was in the class slides. I hope that clears everything up.
Anyways here is what I took away from my course about the PPACA:
- The whole Act will be in effect by 2018 (maybe... see the next bullet)
- The individual mandate (everyone has to get insurance by 2014 or they get a big fat fine - with some exceptions) is being challenged in the Supreme Court before June 2012. So watch for news on that!
- Young adults, like me, will be able to remain on their parents health insurance until age 26 - phew!
- Medicaid (insurance for the poor) used to only cover children, pregnant women, and some parents - leaving childless adults insuranceless. After PPACA, Medicaid will cover anyone under 133% of the federal poverty line - this includes 16 million more people!
- Starting in 2014, health insurance companies can no longer exclude ANYONE for a pre-existing condition.
- States are supposed to make cheaper better non-profit health insurance exchanges, and if they don't the federal government will.
- Health insurance companies have to use 80-85% of premiums on health care for the purchasers.
- Recommended preventative services will be fully covered for everyone!
- 32 million people will get insurance, but even after it is in effect, we will still have 20 million uninsured people here in the US.
- Funding:
- tax on Cadillac (super fancy shmancy expensive) Health Insurance Plans
- increased Medicare Part A tax (pays for hospitalizations for the elderly)
- new fees for pharmaceuticals and medical supply companies
- a tax on indoor tanning - sorry orange folk, its dangerous anyway!
Also, FYI, the majority of people who are currently uninsured (close to 75%) have some type of job, or someone in their family has a job. Self-employed, young adults, and early retirees are commonly uninsured. Also, people who are poor, but not super poor, tend to be uninsured (<300% federal poverty line). And people who are uninsured have overall worse access, worse health care and worse outcomes.
Oh, and Medicare sounds terrible to me. Super terrible. According to my course, Medicare only covers about 45% of health expenses. And there are premiums. And deductibles. And its super confusing to fill in those coverage gaps. Ew.
Another interesting fact: Apparently 20-30% of health care is UNNECESSARY, and does not improve outcomes or patient satisfaction. Most docs are paid through fee-for-service. This gives doctors the incentive to do more tests or procedures - more fees for more services! Services that you may not need... One of the public health professors says that all doctors should be salaried to stop giving them incentives to waste time and money. I'm pretty sure I agree.
Possibly and or partially because of fee-for-service payments, the US pays the highest price for health care. You'd think we'd be fit as a fiddle, but the US actually has WORSE OUTCOMES than other developed countries. The price is not right.
I tried to be neutral and accurate in this post, but obviously I have my beliefs and I also obviously have little time...so feel free to do your own confusing research and get back to me on mistakes.
A lot of my info is from my course, which is based around the book Understanding Health Policy: A Clinical Approach by Thomas S. Bodenheimer and Kevin Grumbach. Its an amazing (and super liberal) textbook and worth a read if you are interested in this sort of thing. My professor also got a lot of stats/facts from Kaiser and the IOM.
For more information about the Affordable Care Act -->
CLICK ME!!!
(or there is always Wikipedia, which may be less biased, but who knows)